Dec, 31, 2023 — CENTRAL TEXAS TEACHERS CREDIT UNION is a federally insured state chartered credit union headquartered in CORSICANA, TX with 1 branch location and about $14.69 million in total assets. Opened 68 years ago in 1956, CENTRAL TEXAS TEACHERS CREDIT UNION has about 1,566 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL TEXAS TEACHERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 523 N 13th St CORSICANA, TX 75110-3007 |
| Phone: | (903) 874-6361 |
| Fax: | (903) 872-7243 |
| Website: | https://www.cttcu.com |
| Branches: | 1 branch locations |
| Members: | 1,566 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67425 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1956 |
| Last Audited: | Jul 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,690,883 |
| CEO/Manager: | Jim Revill |
| Chairperson: | Lori Haynie |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 433,920 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 960,697 |
| Other Loans | 8,345,349 |
| TOTAL LOANS | 9,306,046 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -60,048 |
| Land And Building | 10,880 |
| Other Fixed Assets | 75 |
| NCUSIF Deposit | 139,246 |
| All Other Assets | 0 |
| TOTAL ASSETS | 14,690,883 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 23,784 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 7,383,301 |
| All Other Shares & Deposits | 5,266,725 |
| TOTAL SHARES & DEPOSITS | 12,650,026 |
| TOTAL LIABILITIES | 12,673,810 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,017,073 |
| TOTAL EQUITY | 2,017,073 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,690,883 |
| INCOME & EXPENSE | |
| Loan Income | 569,297 |
| Investment Income | 82,448 |
| Other Income | 12,358 |
| Total Employee Compensation & Benefits | 321,267 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 121,729 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,735 |
| Cost of Funds | 120,021 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 71,821 |
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