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CAL-COM FEDERAL CREDIT UNION

Dec, 31, 2023 — CAL-COM FEDERAL CREDIT UNION is a federal credit union headquartered in PORT LAVACA, TX with 3 branch locations and about $185.08 million in total assets. Opened 56 years ago in 1968, CAL-COM FEDERAL CREDIT UNION has about 16,124 members and employs 35 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CAL-COM FEDERAL CREDIT UNION
Address:
(Main Office)
1401 N Virginia ST
PORT LAVACA, TX 77979
Phone:(361) 552-7476
Fax:(361) 552-6663
Website:https://www.calcomfcu.org
Branches:3 branch locations
Members:16,124
Credit Union Type:Federal Credit Union
Charter Number:18935
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1968
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$185,078,724
CEO/Manager:Jessie Rodriguez
Chairperson:Guadalupe Flores, Jr.

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,285,734
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 5,494,954
 Other Loans 111,802,325
 TOTAL LOANS 117,297,279
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -674,389
 Land And Building 2,448,990
 Other Fixed Assets 159,789
 NCUSIF Deposit 1,524,046
 All Other Assets 170,342
  TOTAL ASSETS 185,078,724
LIABILITIES & CAPITAL:  
 Dividends Payable 618,854
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 149,378
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 32,494,336
 Regular shares 56,903,340
 All Other Shares & Deposits 74,842,782
  TOTAL SHARES & DEPOSITS 164,240,459
  TOTAL LIABILITIES 165,008,691
 Regular Reserve 0
 Other Reserves -1,127,065
 Undivided Earnings 21,197,098
  TOTAL EQUITY 20,070,033
  TOTAL LIABILITIES, SHARES, & EQUITY 185,078,724
INCOME & EXPENSE  
 Loan Income 4,968,545
 Investment Income 1,944,383
 Other Income 1,457,368
 Total Employee Compensation & Benefits 2,183,232
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,820,387
 Non-operating Income & (Expense) -22,782
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 340,000
 Cost of Funds 1,777,992
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,492,438
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