Dec, 31, 2023 — ENBRIGHT CREDIT UNION is a federally insured state chartered credit union headquartered in NASHVILLE, TN with 3 branch locations and about $80.59 million in total assets. Opened 73 years ago in 1951, ENBRIGHT CREDIT UNION has about 9,720 members and employs 26 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ENBRIGHT CREDIT UNION |
|---|---|
| Address: (Main Office) | 2340 Jackson Downs Blvd NASHVILLE, TN 37214 |
| Phone: | (615) 687-4801 |
| Fax: | (615) 687-4816 |
| Website: | https://enbrightcu.com |
| Branches: | 3 branch locations |
| Members: | 9,720 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68148 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $80,588,974 |
| CEO/Manager: | Ronald V Smith II |
| Chairperson: | Dickie W Johnson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 8,129,580 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 548,884 |
| Unsecured Loans | 4,756,414 |
| Other Loans | 52,709,390 |
| TOTAL LOANS | 62,878,841 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,313,957 |
| Land And Building | 3,574,510 |
| Other Fixed Assets | 184,517 |
| NCUSIF Deposit | 706,030 |
| All Other Assets | 43,310 |
| TOTAL ASSETS | 80,588,974 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 14,604 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,473,127 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,340,118 |
| Regular shares | 26,269,542 |
| All Other Shares & Deposits | 34,140,628 |
| TOTAL SHARES & DEPOSITS | 69,750,288 |
| TOTAL LIABILITIES | 72,238,019 |
| Regular Reserve | 0 |
| Other Reserves | 3,143,995 |
| Undivided Earnings | 5,206,960 |
| TOTAL EQUITY | 8,350,955 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 80,588,974 |
| INCOME & EXPENSE | |
| Loan Income | 4,030,167 |
| Investment Income | 222,805 |
| Other Income | 557,245 |
| Total Employee Compensation & Benefits | 2,067,703 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 2,201,842 |
| Non-operating Income & (Expense) | 96,371 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 233,000 |
| Cost of Funds | 841,560 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 408,016 |
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