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PALMETTO CITIZENS FEDERAL CREDIT UNION

Dec, 31, 2023 — PALMETTO CITIZENS FEDERAL CREDIT UNION is a federal credit union headquartered in COLUMBIA, SC with 15 branch locations and about $1.28 billion in total assets. Opened 88 years ago in 1936, PALMETTO CITIZENS FEDERAL CREDIT UNION has about 82,893 members and employs 309 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 253978617
Name:PALMETTO CITIZENS FEDERAL CREDIT UNION
Address:
(Main Office)
1320 Washington St
COLUMBIA, SC 29201-3382
Phone:(803) 779-1232
Fax:(803) 376-2674
Website:https://www.palmettocitizens.org
Branches:15 branch locations
Members:82,893
Credit Union Type:Federal Credit Union
Charter Number:1472
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1936
Last Audited:Mar 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$1,283,757,800
CEO/Manager:Robert Dozier
Chairperson:Steve Hamm

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 100,287,419
TOTAL INVESTMENTS 0
Loans Held for Sale 167,200
 
 Real Estate Loans 377,176,738
 Unsecured Loans 99,023,422
 Other Loans 286,985,639
 TOTAL LOANS 763,562,574
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -9,911,096
 Land And Building 25,790,787
 Other Fixed Assets 5,740,296
 NCUSIF Deposit 10,311,768
 All Other Assets 820,475
  TOTAL ASSETS 1,283,757,800
LIABILITIES & CAPITAL:  
 Dividends Payable 445,456
 Notes & Interest Payable 91,800,000
 Accounts Payable & Other Liabilities 21,293,588
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 266,951,841
 Regular shares 272,800,391
 All Other Shares & Deposits 489,874,924
  TOTAL SHARES & DEPOSITS 1,029,627,157
  TOTAL LIABILITIES 1,143,173,026
 Regular Reserve 0
 Other Reserves -14,169,093
 Undivided Earnings 154,753,867
  TOTAL EQUITY 140,584,774
  TOTAL LIABILITIES, SHARES, & EQUITY 1,283,757,800
INCOME & EXPENSE  
 Loan Income 41,402,560
 Investment Income 6,873,454
 Other Income 13,564,226
 Total Employee Compensation & Benefits 22,223,989
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 20,162,115
 Non-operating Income & (Expense) 192,681
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,924,071
 Cost of Funds 11,836,087
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 16,384,411
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