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POSTAL GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION

Dec, 31, 2023 — POSTAL GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in Providence, RI with 2 branch locations and about $52.03 million in total assets. Opened 97 years ago in 1927, POSTAL GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION has about 2,569 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 211590464
Name:POSTAL GOVERNMENT EMPLOYEES FEDERAL CREDIT UNION
Address:
(Main Office)
179 West River Street
Providence, RI 02904
Phone:(401) 421-2436
Fax:(401) 421-0012
Website:https://www.pgecu.org
Branches:2 branch locations
Members:2,569
Credit Union Type:Federal Credit Union
Charter Number:24528
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1927
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$52,031,291
CEO/Manager:Kenneth F Poyton
Chairperson:William Sousa

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 11,295,050
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 22,828,507
 Unsecured Loans 963,766
 Other Loans 5,322,347
 TOTAL LOANS 29,114,620
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -94,691
 Land And Building 820,065
 Other Fixed Assets 92,584
 NCUSIF Deposit 466,349
 All Other Assets 0
  TOTAL ASSETS 52,031,291
LIABILITIES & CAPITAL:  
 Dividends Payable 9,118
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 73,820
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 8,402,778
 Regular shares 21,065,381
 All Other Shares & Deposits 16,402,710
  TOTAL SHARES & DEPOSITS 45,870,869
  TOTAL LIABILITIES 45,953,807
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 6,077,484
  TOTAL EQUITY 6,077,484
  TOTAL LIABILITIES, SHARES, & EQUITY 52,031,291
INCOME & EXPENSE  
 Loan Income 920,689
 Investment Income 183,812
 Other Income 156,662
 Total Employee Compensation & Benefits 470,845
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 682,935
 Non-operating Income & (Expense) 243,696
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 25,830
 Cost of Funds 140,145
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 185,104
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