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WHITE ROSE CREDIT UNION

Dec, 31, 2023 — WHITE ROSE CREDIT UNION is a federally insured state chartered credit union headquartered in YORK, PA with 6 branch locations and about $111.35 million in total assets. Opened 74 years ago in 1950, WHITE ROSE CREDIT UNION has about 11,499 members and employs 44 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 231387356
Name:WHITE ROSE CREDIT UNION
Address:
(Main Office)
3498 Industrial Hwy
YORK, PA 17402-9050
Phone:(717) 755-9773
Fax:(717) 840-9452
Website:https://whiterosecu.com
Branches:6 branch locations
Members:11,499
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68296
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1950
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$111,353,983
CEO/Manager:Debra A Kauffman
Chairperson:James R Sanford

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,845,330
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 25,115,373
 Unsecured Loans 10,398,693
 Other Loans 43,536,351
 TOTAL LOANS 79,050,417
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -331,034
 Land And Building 4,024,883
 Other Fixed Assets 1,130,986
 NCUSIF Deposit 1,024,139
 All Other Assets 0
  TOTAL ASSETS 111,353,983
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 685,758
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 20,499,696
 Regular shares 53,805,075
 All Other Shares & Deposits 26,973,845
  TOTAL SHARES & DEPOSITS 101,278,616
  TOTAL LIABILITIES 101,964,374
 Regular Reserve 0
 Other Reserves 154,360
 Undivided Earnings 9,235,249
  TOTAL EQUITY 9,389,609
  TOTAL LIABILITIES, SHARES, & EQUITY 111,353,983
INCOME & EXPENSE  
 Loan Income 3,892,525
 Investment Income 472,872
 Other Income 690,272
 Total Employee Compensation & Benefits 2,648,535
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,512,229
 Non-operating Income & (Expense) -1,600
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 220,283
 Cost of Funds 546,446
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 808,400
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