Dec, 31, 2023 — USSCO JOHNSTOWN FEDERAL CREDIT UNION is a federal credit union headquartered in JOHNSTOWN, PA with 4 branch locations and about $159.80 million in total assets. Opened 66 years ago in 1958, USSCO JOHNSTOWN FEDERAL CREDIT UNION has about 14,194 members and employs 34 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | USSCO JOHNSTOWN FEDERAL CREDIT UNION |
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Address: (Main Office) | 532 Oakridge Dr JOHNSTOWN, PA 15904 |
Phone: | (814) 266-4987 |
Fax: | (814) 266-1575 |
Website: | https://www.usscofcu.org |
Branches: | 4 branch locations |
Members: | 14,194 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 12219 |
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Membership Type: | Multiple common bond - Primarily primary and fabricated metals |
Corporate Credit Union: | No |
Year Opened: | 1958 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $159,795,984 |
CEO/Manager: | Gregory Sisitki |
Chairperson: | Brian L Keiper |
ASSETS: | $ Amount |
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Cash & Equivalents | 12,339,675 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 13,356,413 |
Unsecured Loans | 2,186,397 |
Other Loans | 61,233,483 |
TOTAL LOANS | 77,704,000 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -557,836 |
Land And Building | 2,226,314 |
Other Fixed Assets | 281,551 |
NCUSIF Deposit | 1,527,084 |
All Other Assets | 22,577 |
TOTAL ASSETS | 159,795,984 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 1,025,023 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 34,088,444 |
Regular shares | 76,905,530 |
All Other Shares & Deposits | 38,700,548 |
TOTAL SHARES & DEPOSITS | 149,694,524 |
TOTAL LIABILITIES | 150,733,889 |
Regular Reserve | 0 |
Other Reserves | -7,239,117 |
Undivided Earnings | 16,301,212 |
TOTAL EQUITY | 9,062,095 |
TOTAL LIABILITIES, SHARES, & EQUITY | 159,795,984 |
INCOME & EXPENSE | |
Loan Income | 3,052,140 |
Investment Income | 1,528,714 |
Other Income | 583,960 |
Total Employee Compensation & Benefits | 1,772,906 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,622,208 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -22,268 |
Cost of Funds | 915,632 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 697,616 |
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