Dec, 31, 2023 — SPOJNIA CREDIT UNION is a federally insured state chartered credit union headquartered in SCRANTON, PA with 1 branch location and about $14.13 million in total assets. Opened 50 years ago in 1974, SPOJNIA CREDIT UNION has about 855 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | SPOJNIA CREDIT UNION |
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Address: (Main Office) | 1006 Pittston Ave SCRANTON, PA 18505 |
Phone: | (570) 344-1513 |
Fax: | (570) 961-5961 |
Website: | https://www.spojniacreditunion.org |
Branches: | 1 branch locations |
Members: | 855 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62998 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1974 |
Last Audited: | May 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $14,131,561 |
CEO/Manager: | Sandra Reed |
Chairperson: | Jan S Cwikla |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,325,642 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 5,885,330 |
Unsecured Loans | 443,663 |
Other Loans | 1,693,747 |
TOTAL LOANS | 8,022,740 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,763 |
Land And Building | 0 |
Other Fixed Assets | 2 |
NCUSIF Deposit | 103,838 |
All Other Assets | 0 |
TOTAL ASSETS | 14,131,561 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | -2,837 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 621,626 |
Regular shares | 5,838,824 |
All Other Shares & Deposits | 5,193,275 |
TOTAL SHARES & DEPOSITS | 11,653,725 |
TOTAL LIABILITIES | 11,650,888 |
Regular Reserve | 0 |
Other Reserves | -26,575 |
Undivided Earnings | 2,507,248 |
TOTAL EQUITY | 2,480,673 |
TOTAL LIABILITIES, SHARES, & EQUITY | 14,131,561 |
INCOME & EXPENSE | |
Loan Income | 331,357 |
Investment Income | 111,713 |
Other Income | 15,543 |
Total Employee Compensation & Benefits | 127,403 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 178,578 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,700 |
Cost of Funds | 113,489 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 32,364 |
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