Dec, 31, 2023 — PAGODA FEDERAL CREDIT UNION is a federal credit union headquartered in READING, PA with 1 branch location and about $29.75 million in total assets. Opened 61 years ago in 1963, PAGODA FEDERAL CREDIT UNION has about 2,839 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PAGODA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 833 Washington St READING, PA 19601-3658 |
| Phone: | (610) 373-3840 |
| Fax: | (610) 373-4479 |
| Website: | https://www.pagodafcu.org |
| Branches: | 1 branch locations |
| Members: | 2,839 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 15532 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $29,748,625 |
| CEO/Manager: | Debra J Guthier |
| Chairperson: | Sandy A Hummel |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,165,720 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,337,098 |
| Unsecured Loans | 2,186,325 |
| Other Loans | 4,659,798 |
| TOTAL LOANS | 10,183,221 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -30,217 |
| Land And Building | 577,232 |
| Other Fixed Assets | 196,306 |
| NCUSIF Deposit | 272,654 |
| All Other Assets | 0 |
| TOTAL ASSETS | 29,748,625 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 89,953 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,443,910 |
| Regular shares | 18,860,913 |
| All Other Shares & Deposits | 1,914,040 |
| TOTAL SHARES & DEPOSITS | 27,218,863 |
| TOTAL LIABILITIES | 27,308,816 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,439,809 |
| TOTAL EQUITY | 2,439,809 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 29,748,625 |
| INCOME & EXPENSE | |
| Loan Income | 528,286 |
| Investment Income | 502,689 |
| Other Income | 83,849 |
| Total Employee Compensation & Benefits | 450,321 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 576,756 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 14,000 |
| Cost of Funds | 12,626 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 325,704 |
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