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PINPOINT FEDERAL CREDIT UNION

Dec, 31, 2023 — PINPOINT FEDERAL CREDIT UNION is a federal credit union headquartered in MILTON, PA with 2 branch locations and about $31.97 million in total assets. Opened 68 years ago in 1956, PINPOINT FEDERAL CREDIT UNION has about 3,007 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:PINPOINT FEDERAL CREDIT UNION
Address:
(Main Office)
37 FERRY LN
MILTON, PA 17847-2601
Phone:(570) 742-3903
Fax:(570) 742-0389
Website:https://www.pinpointfcu.org
Branches:2 branch locations
Members:3,007
Credit Union Type:Federal Credit Union
Charter Number:11242
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1956
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$31,967,381
CEO/Manager:Brenda L Raker
Chairperson:Jason R Budman

Call Report

  • Credit Builder
  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,577,136
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 9,699,231
 Unsecured Loans 1,788,945
 Other Loans 10,416,975
 TOTAL LOANS 23,767,469
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -60,836
 Land And Building 2,344,691
 Other Fixed Assets 97,117
 NCUSIF Deposit 288,055
 All Other Assets 101,816
  TOTAL ASSETS 31,967,381
LIABILITIES & CAPITAL:  
 Dividends Payable 18,700
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -4,231
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,471,401
 Regular shares 5,330,497
 All Other Shares & Deposits 20,293,991
  TOTAL SHARES & DEPOSITS 30,095,889
  TOTAL LIABILITIES 30,110,358
 Regular Reserve 0
 Other Reserves -141,745
 Undivided Earnings 1,998,768
  TOTAL EQUITY 1,857,023
  TOTAL LIABILITIES, SHARES, & EQUITY 31,967,381
INCOME & EXPENSE  
 Loan Income 1,188,746
 Investment Income 92,807
 Other Income 174,363
 Total Employee Compensation & Benefits 561,037
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 924,488
 Non-operating Income & (Expense) -2,372
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 94,306
 Cost of Funds 277,450
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -155,596
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