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EME CREDIT UNION

Dec, 31, 2023 — EME CREDIT UNION is a federally insured state chartered credit union headquartered in EASTON, PA with 1 branch location and about $1.88 million in total assets. Opened 48 years ago in 1976, EME CREDIT UNION has about 289 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EME CREDIT UNION
Address:
(Main Office)
123 S 3RD ST
EASTON, PA 18042
Phone:(610) 250-6782
Fax:
Website:n/a
Branches:1 branch locations
Members:289
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:64521
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1976
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$1,882,626
CEO/Manager:LEEANNA SLOYER
Chairperson:EDWIN SHULL

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,540,939
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 230,809
 Other Loans 91,667
 TOTAL LOANS 322,476
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -10,499
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 16,340
 All Other Assets 0
  TOTAL ASSETS 1,882,626
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 0
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,689,447
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,689,447
  TOTAL LIABILITIES 1,689,447
 Regular Reserve 0
 Other Reserves 43,197
 Undivided Earnings 149,982
  TOTAL EQUITY 193,179
  TOTAL LIABILITIES, SHARES, & EQUITY 1,882,626
INCOME & EXPENSE  
 Loan Income 15,838
 Investment Income 3,809
 Other Income 0
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 17,875
 Non-operating Income & (Expense) 1,364
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 1,790
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,346
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