Dec, 31, 2023 — CENTRAL KEYSTONE FEDERAL CREDIT UNION is a federal credit union headquartered in SUNBURY, PA with 1 branch location and about $52.60 million in total assets. Opened 70 years ago in 1954, CENTRAL KEYSTONE FEDERAL CREDIT UNION has about 2,905 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL KEYSTONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1000 Market St SUNBURY, PA 17801-2403 |
| Phone: | (570) 286-5739 |
| Fax: | (570) 286-5738 |
| Website: | https://www.ckfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,905 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9213 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $52,597,282 |
| CEO/Manager: | Kris I Kauffman |
| Chairperson: | Robert L Varano |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,911,273 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,764,675 |
| Unsecured Loans | 2,115,920 |
| Other Loans | 6,357,208 |
| TOTAL LOANS | 25,237,802 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -143,469 |
| Land And Building | 108,829 |
| Other Fixed Assets | 47,247 |
| NCUSIF Deposit | 409,617 |
| All Other Assets | 0 |
| TOTAL ASSETS | 52,597,282 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 203,405 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,413,225 |
| Regular shares | 18,868,293 |
| All Other Shares & Deposits | 14,914,776 |
| TOTAL SHARES & DEPOSITS | 42,196,295 |
| TOTAL LIABILITIES | 42,399,700 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 10,197,582 |
| TOTAL EQUITY | 10,197,582 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 52,597,282 |
| INCOME & EXPENSE | |
| Loan Income | 1,220,873 |
| Investment Income | 784,704 |
| Other Income | 55,277 |
| Total Employee Compensation & Benefits | 530,507 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 694,564 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -5,779 |
| Cost of Funds | 521,630 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 586,900 |
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