Dec, 31, 2023 — CAL-ED FEDERAL CREDIT UNION is a federal credit union headquartered in COAL CENTER, PA with 1 branch location and about $21.21 million in total assets. Opened 64 years ago in 1960, CAL-ED FEDERAL CREDIT UNION has about 5,120 members and employs 9 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CAL-ED FEDERAL CREDIT UNION |
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Address: (Main Office) | 100 TECHNOLOGY DR COAL CENTER, PA 15423 |
Phone: | (724) 938-3280 |
Fax: | (724) 938-8972 |
Website: | https://www.cal-ed.com |
Branches: | 1 branch locations |
Members: | 5,120 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 13503 |
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Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1960 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $21,210,840 |
CEO/Manager: | Jacque M Dwyer |
Chairperson: | Bruce D Barnhart |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,231,843 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 3,613,952 |
Unsecured Loans | 841,754 |
Other Loans | 1,595,322 |
TOTAL LOANS | 6,051,028 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -345,576 |
Land And Building | 592,602 |
Other Fixed Assets | 69,577 |
NCUSIF Deposit | 197,238 |
All Other Assets | 0 |
TOTAL ASSETS | 21,210,840 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 45,038 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 165,769 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 3,236,723 |
Regular shares | 11,497,639 |
All Other Shares & Deposits | 3,469,143 |
TOTAL SHARES & DEPOSITS | 18,203,505 |
TOTAL LIABILITIES | 18,414,312 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,796,528 |
TOTAL EQUITY | 2,796,528 |
TOTAL LIABILITIES, SHARES, & EQUITY | 21,210,840 |
INCOME & EXPENSE | |
Loan Income | 417,900 |
Investment Income | 470,226 |
Other Income | 70,493 |
Total Employee Compensation & Benefits | 392,218 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 484,257 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | -10,094 |
Cost of Funds | 67,229 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 46,862 |
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