Dec, 31, 2023 — INROADS FEDERAL CREDIT UNION is a federal credit union headquartered in SAINT HELENS, OR with 3 branch locations and about $376.56 million in total assets. Opened 86 years ago in 1938, INROADS FEDERAL CREDIT UNION has about 16,786 members and employs 88 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | INROADS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1720 Saint Helens St SAINT HELENS, OR 97051-1745 |
| Phone: | (503) 397-2376 |
| Fax: | (503) 397-0688 |
| Website: | https://www.inroadscu.org |
| Branches: | 3 branch locations |
| Members: | 16,786 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2730 |
|---|---|
| Membership Type: | Community - Rural District |
| Corporate Credit Union: | No |
| Year Opened: | 1938 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $376,556,797 |
| CEO/Manager: | Nathan Cox |
| Chairperson: | Lea Chitwood |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 12,052,807 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 204,593,230 |
| Unsecured Loans | 14,868,565 |
| Other Loans | 56,016,214 |
| TOTAL LOANS | 282,120,613 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,354,160 |
| Land And Building | 4,351,982 |
| Other Fixed Assets | 636,957 |
| NCUSIF Deposit | 2,915,899 |
| All Other Assets | 105,948 |
| TOTAL ASSETS | 376,556,797 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 53,000,000 |
| Accounts Payable & Other Liabilities | 2,869,681 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 98,765,791 |
| Regular shares | 86,916,835 |
| All Other Shares & Deposits | 113,894,783 |
| TOTAL SHARES & DEPOSITS | 299,577,411 |
| TOTAL LIABILITIES | 355,447,092 |
| Regular Reserve | 0 |
| Other Reserves | -7,164,538 |
| Undivided Earnings | 28,274,243 |
| TOTAL EQUITY | 21,109,705 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 376,556,797 |
| INCOME & EXPENSE | |
| Loan Income | 14,137,580 |
| Investment Income | 2,293,519 |
| Other Income | 3,141,562 |
| Total Employee Compensation & Benefits | 7,317,109 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 6,847,660 |
| Non-operating Income & (Expense) | -30,707 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 556,160 |
| Cost of Funds | 4,654,574 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 421,784 |
| ↑ Back to Top | |