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EMERALD EMPIRE FEDERAL CREDIT UNION

Dec, 31, 2023 — EMERALD EMPIRE FEDERAL CREDIT UNION is a federal credit union headquartered in SPRINGFIELD, OR with 1 branch location and about $28.80 million in total assets. Opened 70 years ago in 1954, EMERALD EMPIRE FEDERAL CREDIT UNION has about 2,585 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 323274432
Name:EMERALD EMPIRE FEDERAL CREDIT UNION
Address:
(Main Office)
850 Beltline Rd
SPRINGFIELD, OR 97477
Phone:(541) 988-9059
Fax:(541) 988-9169
Website:https://www.youreecu.org
Branches:1 branch locations
Members:2,585
Credit Union Type:Federal Credit Union
Charter Number:9877
Membership Type:Multiple common bond - Primarily communications and utilities
Corporate Credit Union:No
Year Opened:1954
Last Audited:Nov 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$28,796,772
CEO/Manager:Carolyn J Stahly
Chairperson:Lloyd Paseman

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 6,549,801
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 9,779,970
 Unsecured Loans 1,328,472
 Other Loans 7,573,286
 TOTAL LOANS 18,681,728
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -573,297
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 228,547
 All Other Assets 0
  TOTAL ASSETS 28,796,772
LIABILITIES & CAPITAL:  
 Dividends Payable 23,510
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 147,783
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 4,779,977
 Regular shares 9,331,411
 All Other Shares & Deposits 9,158,631
  TOTAL SHARES & DEPOSITS 23,270,019
  TOTAL LIABILITIES 23,441,312
 Regular Reserve 0
 Other Reserves 897,436
 Undivided Earnings 4,458,024
  TOTAL EQUITY 5,355,460
  TOTAL LIABILITIES, SHARES, & EQUITY 28,796,772
INCOME & EXPENSE  
 Loan Income 1,104,393
 Investment Income 213,302
 Other Income 114,805
 Total Employee Compensation & Benefits 424,978
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 642,983
 Non-operating Income & (Expense) 10,624
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -50,000
 Cost of Funds 79,767
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 354,678
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