Dec, 31, 2023 — EWEB EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in EUGENE, OR with 2 branch locations and about $34.95 million in total assets. Opened 70 years ago in 1954, EWEB EMPLOYEES FEDERAL CREDIT UNION has about 1,395 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EWEB EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 388 Pearl St Ste 1 EUGENE, OR 97401 |
| Phone: | (541) 484-5304 |
| Fax: | (541) 345-5834 |
| Website: | https://www.myewebcu.org/ |
| Branches: | 2 branch locations |
| Members: | 1,395 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9777 |
|---|---|
| Membership Type: | Federal, State, Local Government |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $34,948,085 |
| CEO/Manager: | Pat Walters |
| Chairperson: | Brent Bacon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,879,771 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,434,919 |
| Unsecured Loans | 1,173,487 |
| Other Loans | 7,674,875 |
| TOTAL LOANS | 17,283,281 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -76,500 |
| Land And Building | 0 |
| Other Fixed Assets | 42,912 |
| NCUSIF Deposit | 318,303 |
| All Other Assets | 0 |
| TOTAL ASSETS | 34,948,085 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 65,455 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 6,626,502 |
| Regular shares | 13,431,445 |
| All Other Shares & Deposits | 11,301,366 |
| TOTAL SHARES & DEPOSITS | 31,359,313 |
| TOTAL LIABILITIES | 31,424,768 |
| Regular Reserve | 0 |
| Other Reserves | 552,446 |
| Undivided Earnings | 2,970,871 |
| TOTAL EQUITY | 3,523,317 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 34,948,085 |
| INCOME & EXPENSE | |
| Loan Income | 848,999 |
| Investment Income | 443,909 |
| Other Income | 159,701 |
| Total Employee Compensation & Benefits | 325,827 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 527,642 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 129,777 |
| Cost of Funds | 105,419 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 379,496 |
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