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NORTH COAST CREDIT UNION

Dec, 31, 2023 — NORTH COAST CREDIT UNION is a non-federally insured state credit union headquartered in FAIRVIEW PARK, OH with 2 branch locations and about $16.61 million in total assets. Opened 66 years ago in 1958, NORTH COAST CREDIT UNION has about 2,481 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:NORTH COAST CREDIT UNION
Address:
(Main Office)
22735 Lorain Rd
FAIRVIEW PARK, OH 44126-2222
Phone:(440) 734-0400
Fax:(440) 734-0406
Website:https://www.nccuonline.com
Branches:2 branch locations
Members:2,481
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:95786
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1958
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$16,612,049
CEO/Manager:Bryan A Boyko
Chairperson:Jeff Rechenbach

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,826,218
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,036,016
 Unsecured Loans 282,300
 Other Loans 4,055,478
 TOTAL LOANS 8,373,793
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -66,760
 Land And Building 761,965
 Other Fixed Assets 35,030
 NCUSIF Deposit 0
 All Other Assets 0
  TOTAL ASSETS 16,612,049
LIABILITIES & CAPITAL:  
 Dividends Payable 11,600
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 26,328
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,729,816
 Regular shares 7,063,493
 All Other Shares & Deposits 999,675
  TOTAL SHARES & DEPOSITS 9,792,984
  TOTAL LIABILITIES 9,830,912
 Regular Reserve 0
 Other Reserves 648,874
 Undivided Earnings 6,132,263
  TOTAL EQUITY 6,781,137
  TOTAL LIABILITIES, SHARES, & EQUITY 16,612,049
INCOME & EXPENSE  
 Loan Income 411,063
 Investment Income 296,799
 Other Income 119,739
 Total Employee Compensation & Benefits 298,529
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 448,409
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -4,588
 Cost of Funds 26,075
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 86,887
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