Dec, 31, 2023 — S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in WINTERSVILLE, OH with 1 branch location and about $3.40 million in total assets. Opened 58 years ago in 1966, S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION has about 682 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | S AND J SCHOOL EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 734 Main St WINTERSVILLE, OH 43953 |
| Phone: | (740) 266-6354 |
| Fax: | (740) 266-2778 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 682 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 17331 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1966 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,396,504 |
| CEO/Manager: | Lisa M Callahan |
| Chairperson: | Timothy Fisher |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 384,966 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 437,094 |
| Other Loans | 1,752,589 |
| TOTAL LOANS | 2,189,683 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -8,479 |
| Land And Building | 0 |
| Other Fixed Assets | 951 |
| NCUSIF Deposit | 34,387 |
| All Other Assets | 0 |
| TOTAL ASSETS | 3,396,504 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 9,760 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 104,942 |
| Regular shares | 2,876,129 |
| All Other Shares & Deposits | 130,216 |
| TOTAL SHARES & DEPOSITS | 3,111,286 |
| TOTAL LIABILITIES | 3,121,049 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 275,455 |
| TOTAL EQUITY | 275,455 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,396,504 |
| INCOME & EXPENSE | |
| Loan Income | 140,526 |
| Investment Income | 19,681 |
| Other Income | 1,980 |
| Total Employee Compensation & Benefits | 85,770 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 77,338 |
| Non-operating Income & (Expense) | 36,680 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,756 |
| Cost of Funds | 1,914 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 32,089 |
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