Dec, 31, 2023 — MILLSTREAM AREA CREDIT UNION is a non-federally insured state credit union headquartered in FINDLAY, OH with 3 branch locations and about $59.30 million in total assets. Opened 2024 years ago in 0, MILLSTREAM AREA CREDIT UNION has about 7,824 members and employs 23 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | MILLSTREAM AREA CREDIT UNION |
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Address: (Main Office) | 1007 Western Ave FINDLAY, OH 45840 |
Phone: | (419) 422-5626 |
Fax: | (419) 422-5598 |
Website: | https://www.millstreamcu.com |
Branches: | 3 branch locations |
Members: | 7,824 |
Credit Union Type: | Non-Federally Insured State Credit Union |
Charter Number: | 96756 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 0 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $59,301,398 |
CEO/Manager: | Joshua D Reams |
Chairperson: | Brody C Yingling |
ASSETS: | $ Amount |
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Cash & Equivalents | 5,312,755 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 12,954,876 |
Unsecured Loans | 4,089,105 |
Other Loans | 14,406,045 |
TOTAL LOANS | 31,450,025 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -311,781 |
Land And Building | 2,183,758 |
Other Fixed Assets | 638,438 |
NCUSIF Deposit | 0 |
All Other Assets | 0 |
TOTAL ASSETS | 59,301,398 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 3,827 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 445,778 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 12,335,231 |
Regular shares | 24,801,831 |
All Other Shares & Deposits | 15,370,244 |
TOTAL SHARES & DEPOSITS | 52,507,306 |
TOTAL LIABILITIES | 52,956,911 |
Regular Reserve | 0 |
Other Reserves | 1,420,001 |
Undivided Earnings | 4,924,486 |
TOTAL EQUITY | 6,344,487 |
TOTAL LIABILITIES, SHARES, & EQUITY | 59,301,398 |
INCOME & EXPENSE | |
Loan Income | 2,065,563 |
Investment Income | 536,498 |
Other Income | 979,237 |
Total Employee Compensation & Benefits | 1,383,868 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,269,106 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 16,000 |
Cost of Funds | 283,137 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 651,288 |
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