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LOCAL UNION 392 FEDERAL CREDIT UNION

Dec, 31, 2023 — LOCAL UNION 392 FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 1 branch location and about $15.36 million in total assets. Opened 42 years ago in 1982, LOCAL UNION 392 FEDERAL CREDIT UNION has about 2,694 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCAL UNION 392 FEDERAL CREDIT UNION
Address:
(Main Office)
1228 Central Pkwy Ste 302
CINCINNATI, OH 45202
Phone:(513) 621-4600
Fax:(513) 621-6609
Website:https://www.392fcu.org
Branches:1 branch locations
Members:2,694
Credit Union Type:Federal Credit Union
Charter Number:24373
Membership Type:Associational - Fraternal, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1982
Last Audited:Jun 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$15,364,149
CEO/Manager:Valerie Fortman
Chairperson:Doug Garmany

Call Report

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 360,797
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,298,227
 Other Loans 11,131,783
 TOTAL LOANS 12,430,010
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -165,454
 Land And Building 0
 Other Fixed Assets 13,617
 NCUSIF Deposit 138,199
 All Other Assets 0
  TOTAL ASSETS 15,364,149
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 36,975
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 659,420
 Regular shares 11,948,770
 All Other Shares & Deposits 495,955
  TOTAL SHARES & DEPOSITS 13,104,145
  TOTAL LIABILITIES 13,141,120
 Regular Reserve 0
 Other Reserves 53,976
 Undivided Earnings 2,169,053
  TOTAL EQUITY 2,223,029
  TOTAL LIABILITIES, SHARES, & EQUITY 15,364,149
INCOME & EXPENSE  
 Loan Income 678,444
 Investment Income 123,050
 Other Income 25,119
 Total Employee Compensation & Benefits 281,816
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 289,675
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 238,919
 Cost of Funds 48,214
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 7,355
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