Credit Unions Near Me
National Credit Union Service Organization

GIRARD CREDIT UNION

Dec, 31, 2023 — GIRARD CREDIT UNION is a federally insured state chartered credit union headquartered in GIRARD, OH with 2 branch locations and about $1.88 million in total assets. Opened 64 years ago in 1960, GIRARD CREDIT UNION has about 334 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:GIRARD CREDIT UNION
Address:
(Main Office)
P.O. BOX 98
GIRARD, OH 44420
Phone:(330) 545-8811
Fax:(330) 545-8811
Website:n/a
Branches:2 branch locations
Members:334
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62518
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1960
Last Audited:Dec 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$1,882,894
CEO/Manager:Kristy Fill
Chairperson:Denise Deltondo

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 153,779
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 98,941
 Other Loans 1,237,358
 TOTAL LOANS 1,336,299
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -68,336
 Land And Building 0
 Other Fixed Assets 1,010
 NCUSIF Deposit 15,208
 All Other Assets 0
  TOTAL ASSETS 1,882,894
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 5,134
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 1,628,043
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 1,628,043
  TOTAL LIABILITIES 1,633,177
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 249,717
  TOTAL EQUITY 249,717
  TOTAL LIABILITIES, SHARES, & EQUITY 1,882,894
INCOME & EXPENSE  
 Loan Income 39,250
 Investment Income 1,114
 Other Income 1,030
 Total Employee Compensation & Benefits 14,425
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 18,681
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,618
 Cost of Funds 1,893
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,777
↑ Back to Top

Other Credit Unions

MAHONING VALLEY FEDERAL CREDIT UNION
15 Colonial Dr Ste 14
YOUNGSTOWN, OH 44505-2164
TRUMBULL COUNTY POSTAL EMPLOYEES CREDIT UNION
P O BOX 1366
WARREN, OH 44482
KENNAMETAL ORWELL EMPLOYEES FEDERAL CREDIT UNION
180 Penniman Rd
ORWELL, OH 44076-9564
MCDONALD COMMUNITY FEDERAL CREDIT UNION
408 Ohio Ave
MC DONALD, OH 44437
R.S.C. YO/CL OFFICES FEDERAL CREDIT UNION
25 E BOARDMAN ST STE 333
YOUNGSTOWN, OH 44503
YOUNGSTOWN CITY SCHOOLS CREDIT UNION
PO Box 550
YOUNGSTOWN, OH 44501-0550
EAST OHIO GAS YN DIV EMP FEDERAL CREDIT UNION
1165 W Rayen Ave
YOUNGSTOWN, OH 44502
COLUMBIANA COUNTY SCHOOL EMPL CREDIT UNION
7556 State Route 45
LISBON, OH 44432
FIRST CHOICE COMMUNITY CREDIT UNION
804 WARREN AVE
NILES, OH 44446-1139
STRUTHERS FEDERAL CREDIT UNION
808 Poland Ave.
STRUTHERS, OH 44471-1527