Dec, 31, 2023 — EMERY FEDERAL CREDIT UNION is a federal credit union headquartered in CINCINNATI, OH with 3 branch locations and about $192.69 million in total assets. Opened 85 years ago in 1939, EMERY FEDERAL CREDIT UNION has about 13,032 members and employs 43 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EMERY FEDERAL CREDIT UNION |
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Address: (Main Office) | 7890 E Kemper Rd CINCINNATI, OH 45249-1656 |
Phone: | (513) 530-9351 |
Fax: | (513) 530-9357 |
Website: | https://www.emeryfcu.org |
Branches: | 3 branch locations |
Members: | 13,032 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 3360 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1939 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $192,685,872 |
CEO/Manager: | Doug Pohlman |
Chairperson: | Robert J Van Lear |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,334,572 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 103,777,647 |
Unsecured Loans | 8,750,138 |
Other Loans | 42,236,392 |
TOTAL LOANS | 154,764,178 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -674,541 |
Land And Building | 4,158,686 |
Other Fixed Assets | 155,166 |
NCUSIF Deposit | 1,602,261 |
All Other Assets | 0 |
TOTAL ASSETS | 192,685,872 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 7,000,000 |
Accounts Payable & Other Liabilities | 3,638,616 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 22,698,531 |
Regular shares | 46,354,979 |
All Other Shares & Deposits | 95,298,777 |
TOTAL SHARES & DEPOSITS | 164,352,287 |
TOTAL LIABILITIES | 174,990,903 |
Regular Reserve | 0 |
Other Reserves | 2,927,740 |
Undivided Earnings | 14,767,229 |
TOTAL EQUITY | 17,694,969 |
TOTAL LIABILITIES, SHARES, & EQUITY | 192,685,872 |
INCOME & EXPENSE | |
Loan Income | 7,261,412 |
Investment Income | 788,785 |
Other Income | 784,541 |
Total Employee Compensation & Benefits | 3,119,104 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 3,089,155 |
Non-operating Income & (Expense) | 111,788 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 402,017 |
Cost of Funds | 2,731,785 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 734,903 |
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