Dec, 31, 2023 — DECA CREDIT UNION is a federally insured state chartered credit union headquartered in CINCINNATI, OH with 1 branch location and about $7.03 million in total assets. Opened 66 years ago in 1958, DECA CREDIT UNION has about 1,575 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | DECA CREDIT UNION |
|---|---|
| Address: (Main Office) | 3118 Colerain Ave CINCINNATI, OH 45225-1312 |
| Phone: | (513) 541-2480 |
| Fax: | (513) 541-2482 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 1,575 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 64825 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,029,036 |
| CEO/Manager: | Patricia M Luken |
| Chairperson: | Brandon Guthier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 261,806 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 74,072 |
| Other Loans | 4,306,773 |
| TOTAL LOANS | 4,380,845 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,298 |
| Land And Building | 0 |
| Other Fixed Assets | 5,361 |
| NCUSIF Deposit | 59,608 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,029,036 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,836 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 5,843,279 |
| All Other Shares & Deposits | 18,126 |
| TOTAL SHARES & DEPOSITS | 5,861,405 |
| TOTAL LIABILITIES | 5,865,241 |
| Regular Reserve | 0 |
| Other Reserves | 502,165 |
| Undivided Earnings | 661,630 |
| TOTAL EQUITY | 1,163,795 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,029,036 |
| INCOME & EXPENSE | |
| Loan Income | 144,909 |
| Investment Income | 75,790 |
| Other Income | 2,985 |
| Total Employee Compensation & Benefits | 103,868 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 51,739 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 25,000 |
| Cost of Funds | 4,617 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 41,772 |
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