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National Credit Union Service Organization

ATOMIC CREDIT UNION

Dec, 31, 2023 — ATOMIC CREDIT UNION is a federally insured state chartered credit union headquartered in PIKETON, OH with 17 branch locations and about $635.93 million in total assets. Opened 69 years ago in 1955, ATOMIC CREDIT UNION has about 73,300 members and employs 242 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 244281193
Name:ATOMIC CREDIT UNION
Address:
(Main Office)
711 Beaver Creek Rd
PIKETON, OH 45661
Phone:(800) 652-2328
Fax:(740) 289-5061
Website:https://www.atomiccu.com
Branches:17 branch locations
Members:73,300
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:63532
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1955
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$635,928,739
CEO/Manager:Thomas D Griffiths
Chairperson:Billy Spencer

Call Report

  • Credit Builder
  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 69,899,624
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 238,400,991
 Unsecured Loans 22,811,603
 Other Loans 254,853,789
 TOTAL LOANS 516,611,112
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -2,850,000
 Land And Building 18,902,696
 Other Fixed Assets 6,772,990
 NCUSIF Deposit 4,878,922
 All Other Assets 85,073
  TOTAL ASSETS 635,928,739
LIABILITIES & CAPITAL:  
 Dividends Payable 16
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,061,650
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 309,728,099
 Regular shares 0
 All Other Shares & Deposits 266,650,770
  TOTAL SHARES & DEPOSITS 576,378,869
  TOTAL LIABILITIES 582,440,535
 Regular Reserve 0
 Other Reserves 5,936,985
 Undivided Earnings 47,551,219
  TOTAL EQUITY 53,488,204
  TOTAL LIABILITIES, SHARES, & EQUITY 635,928,739
INCOME & EXPENSE  
 Loan Income 28,403,401
 Investment Income 2,889,953
 Other Income 7,134,488
 Total Employee Compensation & Benefits 18,082,867
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 12,857,320
 Non-operating Income & (Expense) 3,231,408
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 1,775,709
 Cost of Funds 7,400,022
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 8,499,529
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