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WESTSIDE COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2023 — WESTSIDE COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHURCHVILLE, NY with 1 branch location and about $23.82 million in total assets. Opened 62 years ago in 1962, WESTSIDE COMMUNITY FEDERAL CREDIT UNION has about 1,902 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WESTSIDE COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
125 E Buffalo St
CHURCHVILLE, NY 14428-9704
Phone:(585) 293-3840
Fax:(585) 293-9350
Website:https://www.wscfcu.com
Branches:1 branch locations
Members:1,902
Credit Union Type:Federal Credit Union
Charter Number:15324
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1962
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$23,821,670
CEO/Manager:Tiffany Cooper
Chairperson:Ann Maher

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,838,730
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 8,733,737
 Unsecured Loans 122,885
 Other Loans 5,041,357
 TOTAL LOANS 13,897,979
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -45,620
 Land And Building 410,072
 Other Fixed Assets 0
 NCUSIF Deposit 208,129
 All Other Assets 0
  TOTAL ASSETS 23,821,670
LIABILITIES & CAPITAL:  
 Dividends Payable 19,059
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 99,161
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 3,002,120
 Regular shares 17,581,740
 All Other Shares & Deposits 1,222,191
  TOTAL SHARES & DEPOSITS 21,806,053
  TOTAL LIABILITIES 21,924,273
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,897,397
  TOTAL EQUITY 1,897,397
  TOTAL LIABILITIES, SHARES, & EQUITY 23,821,670
INCOME & EXPENSE  
 Loan Income 488,725
 Investment Income 227,394
 Other Income 9,975
 Total Employee Compensation & Benefits 249,519
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 211,908
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 56,895
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 219,334
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