Dec, 31, 2023 — ST. JOHN UNITED FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 1 branch location and about $1.18 million in total assets. Opened 51 years ago in 1973, ST. JOHN UNITED FEDERAL CREDIT UNION has about 460 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ST. JOHN UNITED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 184 Goodell St BUFFALO, NY 14204 |
| Phone: | (716) 847-1815 |
| Fax: | (716) 847-2858 |
| Website: | https://www.stjohnunitedfcu.com |
| Branches: | 1 branch locations |
| Members: | 460 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21355 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1973 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $1,177,090 |
| CEO/Manager: | Juanita H Pearson |
| Chairperson: | Bertha M Drayton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 964,536 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 114,655 |
| Other Loans | 94,157 |
| TOTAL LOANS | 208,812 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,983 |
| Land And Building | 0 |
| Other Fixed Assets | 1 |
| NCUSIF Deposit | 11,346 |
| All Other Assets | 0 |
| TOTAL ASSETS | 1,177,090 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 35,070 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 918,911 |
| All Other Shares & Deposits | 100,000 |
| TOTAL SHARES & DEPOSITS | 1,018,911 |
| TOTAL LIABILITIES | 1,053,981 |
| Regular Reserve | 0 |
| Other Reserves | 29,278 |
| Undivided Earnings | 93,831 |
| TOTAL EQUITY | 123,109 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,177,090 |
| INCOME & EXPENSE | |
| Loan Income | 14,618 |
| Investment Income | 6,458 |
| Other Income | 1,086 |
| Total Employee Compensation & Benefits | 2,799 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 26,340 |
| Non-operating Income & (Expense) | 1,088 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 8,987 |
| Cost of Funds | 849 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -15,697 |
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