ROCHESTER POLISH FEDERAL CREDIT UNION is no longer an active credit union according to the NCUA.
Dec, 31, 2023 — ROCHESTER POLISH FEDERAL CREDIT UNION is a federal credit union headquartered in ROCHESTER, NY with 1 branch location and about $7.70 million in total assets. Opened 49 years ago in 1975, ROCHESTER POLISH FEDERAL CREDIT UNION has about 356 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ROCHESTER POLISH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | P.O. BOX 17108 ROCHESTER, NY 14617-4346 |
| Phone: | (585) 266-5876 |
| Fax: | (585) 266-3839 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 356 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 22078 |
|---|---|
| Membership Type: | Multiple common bond - Primarily faith based |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,701,989 |
| CEO/Manager: | Margaret Urban |
| Chairperson: | Urszula Jaskolski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 955,271 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 841,629 |
| Unsecured Loans | 79,365 |
| Other Loans | 225,259 |
| TOTAL LOANS | 1,146,253 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,477 |
| Land And Building | 25,769 |
| Other Fixed Assets | 11,554 |
| NCUSIF Deposit | 56,460 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,701,989 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 1,717 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,065 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 231,365 |
| Regular shares | 3,729,980 |
| All Other Shares & Deposits | 2,068,919 |
| TOTAL SHARES & DEPOSITS | 6,030,264 |
| TOTAL LIABILITIES | 6,035,046 |
| Regular Reserve | 0 |
| Other Reserves | 123,595 |
| Undivided Earnings | 1,543,348 |
| TOTAL EQUITY | 1,666,943 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,701,989 |
| INCOME & EXPENSE | |
| Loan Income | 10,473 |
| Investment Income | 17,785 |
| Other Income | 180 |
| Total Employee Compensation & Benefits | 13,827 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 18,254 |
| Non-operating Income & (Expense) | 3,300 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -1,401 |
| Cost of Funds | 2,111 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 24,960 |
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