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LOCKPORT SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2023 — LOCKPORT SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in LOCKPORT, NY with 1 branch location and about $24.51 million in total assets. Opened 58 years ago in 1966, LOCKPORT SCHOOLS FEDERAL CREDIT UNION has about 1,625 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:LOCKPORT SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
360 S Transit St
LOCKPORT, NY 14094-4848
Phone:(716) 433-7740
Fax:(716) 433-7757
Website:https://www.lscfcu.org
Branches:1 branch locations
Members:1,625
Credit Union Type:Federal Credit Union
Charter Number:17372
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1966
Last Audited:Oct 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$24,505,961
CEO/Manager:Tammy L Dodge
Chairperson:Valerie Hamluk

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,377,668
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 6,709,791
 Unsecured Loans 1,083,235
 Other Loans 8,332,007
 TOTAL LOANS 16,125,033
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -108,477
 Land And Building 2,158,189
 Other Fixed Assets 223,701
 NCUSIF Deposit 191,306
 All Other Assets 0
  TOTAL ASSETS 24,505,961
LIABILITIES & CAPITAL:  
 Dividends Payable 5,012
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 8,648
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,762,999
 Regular shares 14,488,830
 All Other Shares & Deposits 5,393,516
  TOTAL SHARES & DEPOSITS 22,645,345
  TOTAL LIABILITIES 22,659,005
 Regular Reserve 0
 Other Reserves 149,537
 Undivided Earnings 1,697,419
  TOTAL EQUITY 1,846,956
  TOTAL LIABILITIES, SHARES, & EQUITY 24,505,961
INCOME & EXPENSE  
 Loan Income 734,970
 Investment Income 95,807
 Other Income 77,861
 Total Employee Compensation & Benefits 283,748
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 421,997
 Non-operating Income & (Expense) 20,275
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 5,000
 Cost of Funds 150,240
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 79,961
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