Dec, 31, 2023 — LE ROY FEDERAL CREDIT UNION is a federal credit union headquartered in LE ROY, NY with 1 branch location and about $18.20 million in total assets. Opened 66 years ago in 1958, LE ROY FEDERAL CREDIT UNION has about 1,626 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | LE ROY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 7093 W Main Rd LE ROY, NY 14482-9352 |
| Phone: | (585) 768-7207 |
| Fax: | (585) 768-2478 |
| Website: | https://www.leroyfcu.org |
| Branches: | 1 branch locations |
| Members: | 1,626 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 12170 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1958 |
| Last Audited: | Jun 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,199,241 |
| CEO/Manager: | Catarina I Zinni |
| Chairperson: | Gerald T Harding Jr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,301,006 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 2,808,440 |
| Unsecured Loans | 547,508 |
| Other Loans | 4,415,479 |
| TOTAL LOANS | 7,771,427 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -82,662 |
| Land And Building | 197,643 |
| Other Fixed Assets | 38,039 |
| NCUSIF Deposit | 168,924 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,199,241 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 82,197 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,351,774 |
| Regular shares | 11,198,193 |
| All Other Shares & Deposits | 81,578 |
| TOTAL SHARES & DEPOSITS | 16,631,545 |
| TOTAL LIABILITIES | 16,713,742 |
| Regular Reserve | 0 |
| Other Reserves | 227,005 |
| Undivided Earnings | 1,258,494 |
| TOTAL EQUITY | 1,485,499 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,199,241 |
| INCOME & EXPENSE | |
| Loan Income | 404,879 |
| Investment Income | 214,612 |
| Other Income | 146,799 |
| Total Employee Compensation & Benefits | 261,943 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 287,644 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 6,206 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 264,435 |
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