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CROSSROADS COMMUNITY FEDERAL CREDIT UNION

Dec, 31, 2023 — CROSSROADS COMMUNITY FEDERAL CREDIT UNION is a federal credit union headquartered in CHEEKTOWAGA, NY with 2 branch locations and about $86.21 million in total assets. Opened 86 years ago in 1938, CROSSROADS COMMUNITY FEDERAL CREDIT UNION has about 5,677 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CROSSROADS COMMUNITY FEDERAL CREDIT UNION
Address:
(Main Office)
3031 William St
CHEEKTOWAGA, NY 14227
Phone:(716) 896-8084
Fax:(716) 896-8086
Website:https://www.crcfcu.com
Branches:2 branch locations
Members:5,677
Credit Union Type:Federal Credit Union
Charter Number:2508
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1938
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$86,212,783
CEO/Manager:Jeffrey A Murbach
Chairperson:Joseph J Porempski

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 12,675,374
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 13,750,114
 Unsecured Loans 2,631,202
 Other Loans 9,543,490
 TOTAL LOANS 25,924,806
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -238,120
 Land And Building 248,377
 Other Fixed Assets 35,983
 NCUSIF Deposit 768,517
 All Other Assets 0
  TOTAL ASSETS 86,212,783
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 107,152
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 11,203,485
 Regular shares 51,794,508
 All Other Shares & Deposits 12,091,974
  TOTAL SHARES & DEPOSITS 75,089,966
  TOTAL LIABILITIES 75,197,118
 Regular Reserve 0
 Other Reserves 1,803,331
 Undivided Earnings 9,212,334
  TOTAL EQUITY 11,015,665
  TOTAL LIABILITIES, SHARES, & EQUITY 86,212,783
INCOME & EXPENSE  
 Loan Income 1,190,465
 Investment Income 1,723,478
 Other Income 146,542
 Total Employee Compensation & Benefits 762,451
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 836,697
 Non-operating Income & (Expense) 42,587
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 6,655
 Cost of Funds 701,426
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 873,712
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