Dec, 31, 2023 — CHEN-DEL-O FEDERAL CREDIT UNION is a federal credit union headquartered in FRANKLIN, NY with 1 branch location and about $31.41 million in total assets. Opened 70 years ago in 1954, CHEN-DEL-O FEDERAL CREDIT UNION has about 2,999 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CHEN-DEL-O FEDERAL CREDIT UNION |
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Address: (Main Office) | 114 MAIN ST FRANKLIN, NY 13775 |
Phone: | (607) 829-3560 |
Fax: | (607) 829-3561 |
Website: | https://www.chendelo.org |
Branches: | 1 branch locations |
Members: | 2,999 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 9517 |
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Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1954 |
Last Audited: | Sep 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $31,411,389 |
CEO/Manager: | ASHLEY L PITTSNOGLE |
Chairperson: | JOSEPH WALSH |
ASSETS: | $ Amount |
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Cash & Equivalents | 1,760,610 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 2,433,162 |
Unsecured Loans | 2,247,475 |
Other Loans | 4,569,768 |
TOTAL LOANS | 9,250,405 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -86,619 |
Land And Building | 7,200 |
Other Fixed Assets | 1,018 |
NCUSIF Deposit | 294,111 |
All Other Assets | 0 |
TOTAL ASSETS | 31,411,389 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 31,670 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 3,341,372 |
Regular shares | 20,641,532 |
All Other Shares & Deposits | 4,200,379 |
TOTAL SHARES & DEPOSITS | 28,183,283 |
TOTAL LIABILITIES | 28,214,953 |
Regular Reserve | 0 |
Other Reserves | 452,922 |
Undivided Earnings | 2,743,514 |
TOTAL EQUITY | 3,196,436 |
TOTAL LIABILITIES, SHARES, & EQUITY | 31,411,389 |
INCOME & EXPENSE | |
Loan Income | 553,316 |
Investment Income | 323,375 |
Other Income | 24,347 |
Total Employee Compensation & Benefits | 374,740 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 349,545 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 59,371 |
Cost of Funds | 76,389 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 117,985 |
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