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EMPIRE ONE FEDERAL CREDIT UNION

Dec, 31, 2023 — EMPIRE ONE FEDERAL CREDIT UNION is a federal credit union headquartered in WEST SENECA, NY with 2 branch locations and about $79.38 million in total assets. Opened 89 years ago in 1935, EMPIRE ONE FEDERAL CREDIT UNION has about 5,678 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 222079466
Name:EMPIRE ONE FEDERAL CREDIT UNION
Address:
(Main Office)
3020 Orchard Park Rd
WEST SENECA, NY 14224
Phone:(716) 854-2458
Fax:(716) 854-3613
Website:https://www.empireonefcu.org
Branches:2 branch locations
Members:5,678
Credit Union Type:Federal Credit Union
Charter Number:613
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1935
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$79,377,434
CEO/Manager:Kelly Seiser
Chairperson:Louis A McDonald

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,777,248
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 9,023,273
 Unsecured Loans 4,466,564
 Other Loans 19,777,367
 TOTAL LOANS 33,267,204
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -248,710
 Land And Building 4,636,927
 Other Fixed Assets 186,913
 NCUSIF Deposit 752,836
 All Other Assets 0
  TOTAL ASSETS 79,377,434
LIABILITIES & CAPITAL:  
 Dividends Payable 18,463
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 247,567
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 15,334,136
 Regular shares 43,578,076
 All Other Shares & Deposits 12,184,137
  TOTAL SHARES & DEPOSITS 71,096,350
  TOTAL LIABILITIES 71,362,380
 Regular Reserve 0
 Other Reserves -267,705
 Undivided Earnings 8,282,759
  TOTAL EQUITY 8,015,054
  TOTAL LIABILITIES, SHARES, & EQUITY 79,377,434
INCOME & EXPENSE  
 Loan Income 1,423,407
 Investment Income 827,317
 Other Income 231,690
 Total Employee Compensation & Benefits 1,389,432
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,264,590
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 86,094
 Cost of Funds 36,705
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 15,958
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