Dec, 31, 2023 — UNITED CONSUMERS CREDIT UNION is a federally insured state chartered credit union headquartered in INDEPENDENCE, MO with 4 branch locations and about $198.99 million in total assets. Opened 83 years ago in 1941, UNITED CONSUMERS CREDIT UNION has about 17,466 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | UNITED CONSUMERS CREDIT UNION |
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Address: (Main Office) | 1111 E 23rd St S INDEPENDENCE, MO 64055 |
Phone: | (816) 325-6900 |
Fax: | (816) 461-6507 |
Website: | https://www.uccumo.com |
Branches: | 4 branch locations |
Members: | 17,466 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 68410 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1941 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $198,994,996 |
CEO/Manager: | Jay Neathery |
Chairperson: | Jared Fears |
ASSETS: | $ Amount |
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Cash & Equivalents | 8,289,821 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 190,000 |
Real Estate Loans | 41,670,546 |
Unsecured Loans | 8,820,516 |
Other Loans | 85,388,926 |
TOTAL LOANS | 135,879,987 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,074,797 |
Land And Building | 5,195,993 |
Other Fixed Assets | 478,006 |
NCUSIF Deposit | 1,603,467 |
All Other Assets | 118,272 |
TOTAL ASSETS | 198,994,996 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 8,000,000 |
Accounts Payable & Other Liabilities | 2,473,645 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 38,793,607 |
Regular shares | 72,938,345 |
All Other Shares & Deposits | 55,475,569 |
TOTAL SHARES & DEPOSITS | 167,207,520 |
TOTAL LIABILITIES | 177,681,165 |
Regular Reserve | 0 |
Other Reserves | 871,834 |
Undivided Earnings | 20,441,997 |
TOTAL EQUITY | 21,313,831 |
TOTAL LIABILITIES, SHARES, & EQUITY | 198,994,996 |
INCOME & EXPENSE | |
Loan Income | 7,266,333 |
Investment Income | 1,104,979 |
Other Income | 1,770,833 |
Total Employee Compensation & Benefits | 3,869,054 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 4,444,696 |
Non-operating Income & (Expense) | -14,258 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 675,504 |
Cost of Funds | 1,895,864 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 1,538,984 |
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