Dec, 31, 2023 — FIRST MISSOURI CREDIT UNION is a federally insured state chartered credit union headquartered in SAINT LOUIS, MO with 2 branch locations and about $112.62 million in total assets. Opened 97 years ago in 1927, FIRST MISSOURI CREDIT UNION has about 9,028 members and employs 27 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | FIRST MISSOURI CREDIT UNION |
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Address: (Main Office) | 1690 Lemay Ferry Rd SAINT LOUIS, MO 63125 |
Phone: | (314) 544-5050 |
Fax: | (314) 544-1088 |
Website: | https://www.1stmocu.org |
Branches: | 2 branch locations |
Members: | 9,028 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62716 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1927 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | Yes |
Low Income Designation: | No |
Assets: | $112,620,480 |
CEO/Manager: | Steve Poniewaz |
Chairperson: | Michael Stemmler |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,614,284 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 21,179,187 |
Unsecured Loans | 4,165,759 |
Other Loans | 57,179,938 |
TOTAL LOANS | 82,524,884 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -750,259 |
Land And Building | 1,745,407 |
Other Fixed Assets | 163,802 |
NCUSIF Deposit | 942,323 |
All Other Assets | 0 |
TOTAL ASSETS | 112,620,480 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 135,999 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 791,002 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 24,044,163 |
Regular shares | 38,179,712 |
All Other Shares & Deposits | 39,271,149 |
TOTAL SHARES & DEPOSITS | 101,495,024 |
TOTAL LIABILITIES | 102,422,025 |
Regular Reserve | 0 |
Other Reserves | -1,040,124 |
Undivided Earnings | 11,238,579 |
TOTAL EQUITY | 10,198,455 |
TOTAL LIABILITIES, SHARES, & EQUITY | 112,620,480 |
INCOME & EXPENSE | |
Loan Income | 4,549,595 |
Investment Income | 739,697 |
Other Income | 1,194,094 |
Total Employee Compensation & Benefits | 1,946,538 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 2,201,859 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 476,418 |
Cost of Funds | 1,307,397 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 882,984 |
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