Dec, 31, 2023 — HIGHWAY CROSSROADS CREDIT UNION is a federally insured state chartered credit union headquartered in SIKESTON, MO with 1 branch location and about $24.31 million in total assets. Opened 71 years ago in 1953, HIGHWAY CROSSROADS CREDIT UNION has about 2,304 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | HIGHWAY CROSSROADS CREDIT UNION |
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Address: (Main Office) | 741 York Dr SIKESTON, MO 63801 |
Phone: | (573) 472-5373 |
Fax: | (573) 472-5374 |
Website: | https://www.mycrossroadscu.com |
Branches: | 1 branch locations |
Members: | 2,304 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 60167 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1953 |
Last Audited: | Jun 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $24,308,229 |
CEO/Manager: | Lindi Lynch |
Chairperson: | Jeffery Wachter |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,706,033 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 1,788,423 |
Unsecured Loans | 1,137,082 |
Other Loans | 16,417,784 |
TOTAL LOANS | 19,343,288 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -137,778 |
Land And Building | 798,884 |
Other Fixed Assets | 36,514 |
NCUSIF Deposit | 168,337 |
All Other Assets | 0 |
TOTAL ASSETS | 24,308,229 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 75,494 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 195,093 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 1,133,703 |
Regular shares | 8,937,267 |
All Other Shares & Deposits | 10,505,392 |
TOTAL SHARES & DEPOSITS | 20,576,363 |
TOTAL LIABILITIES | 20,846,950 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 3,461,279 |
TOTAL EQUITY | 3,461,279 |
TOTAL LIABILITIES, SHARES, & EQUITY | 24,308,229 |
INCOME & EXPENSE | |
Loan Income | 1,207,419 |
Investment Income | 46,788 |
Other Income | 109,517 |
Total Employee Compensation & Benefits | 332,706 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 509,744 |
Non-operating Income & (Expense) | 199 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 90,744 |
Cost of Funds | 385,843 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 134,627 |
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