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National Credit Union Service Organization

WILDFIRE CREDIT UNION

Dec, 31, 2023 — WILDFIRE CREDIT UNION is a federally insured state chartered credit union headquartered in SAGINAW, MI with 7 branch locations and about $1.08 billion in total assets. Opened 87 years ago in 1937, WILDFIRE CREDIT UNION has about 48,083 members and employs 196 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272484713
Name:WILDFIRE CREDIT UNION
Address:
(Main Office)
6640 Bay Rd
SAGINAW, MI 48604
Phone:(989) 249-8200
Fax:
Website:https://www.wildfirecu.org
Branches:7 branch locations
Members:48,083
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60057
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1937
Last Audited:Dec 01, 2022
FHLB Member:Yes
Low Income Designation:No
Assets:$1,075,554,214
CEO/Manager:Timothy W Benecke
Chairperson:Kenneth M Voelker

Call Report

  • First Time Homebuyer Program
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 37,412,509
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 358,576,106
 Unsecured Loans 58,346,097
 Other Loans 177,985,118
 TOTAL LOANS 594,907,321
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -5,072,058
 Land And Building 14,691,035
 Other Fixed Assets 3,432,979
 NCUSIF Deposit 8,688,569
 All Other Assets 290,160
  TOTAL ASSETS 1,075,554,214
LIABILITIES & CAPITAL:  
 Dividends Payable 827,370
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 11,047,933
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 29,992,203
 Regular shares 316,708,189
 All Other Shares & Deposits 616,761,366
  TOTAL SHARES & DEPOSITS 963,461,758
  TOTAL LIABILITIES 975,406,848
 Regular Reserve 0
 Other Reserves 52,826,434
 Undivided Earnings 47,320,932
  TOTAL EQUITY 100,147,366
  TOTAL LIABILITIES, SHARES, & EQUITY 1,075,554,214
INCOME & EXPENSE  
 Loan Income 28,753,673
 Investment Income 10,179,861
 Other Income 3,594,231
 Total Employee Compensation & Benefits 16,116,341
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 17,018,835
 Non-operating Income & (Expense) -139,380
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 2,416,949
 Cost of Funds 14,328,603
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -247,877
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