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COPOCO COMMUNITY CREDIT UNION

Dec, 31, 2023 — COPOCO COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in BAY CITY, MI with 3 branch locations and about $109.41 million in total assets. Opened 73 years ago in 1951, COPOCO COMMUNITY CREDIT UNION has about 9,164 members and employs 28 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272476925
Name:COPOCO COMMUNITY CREDIT UNION
Address:
(Main Office)
4265 Wilder Rd
BAY CITY, MI 48706
Phone:(989) 684-1873
Fax:(989) 684-3631
Website:https://www.copoco.org
Branches:3 branch locations
Members:9,164
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:60470
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1951
Last Audited:Jun 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$109,413,647
CEO/Manager:Doreen M Smith
Chairperson:Alan Shurkey

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 2,134,172
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 15,178,426
 Unsecured Loans 5,912,434
 Other Loans 34,470,531
 TOTAL LOANS 55,561,391
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -338,468
 Land And Building 3,123,987
 Other Fixed Assets 308,268
 NCUSIF Deposit 1,062,358
 All Other Assets 0
  TOTAL ASSETS 109,413,647
LIABILITIES & CAPITAL:  
 Dividends Payable 50,926
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 959,308
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 18,260,492
 Regular shares 64,291,894
 All Other Shares & Deposits 20,423,088
  TOTAL SHARES & DEPOSITS 102,975,475
  TOTAL LIABILITIES 103,985,709
 Regular Reserve 0
 Other Reserves -3,910,434
 Undivided Earnings 9,338,372
  TOTAL EQUITY 5,427,938
  TOTAL LIABILITIES, SHARES, & EQUITY 109,413,647
INCOME & EXPENSE  
 Loan Income 2,877,900
 Investment Income 888,278
 Other Income 570,122
 Total Employee Compensation & Benefits 1,701,228
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,608,462
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 154,535
 Cost of Funds 520,368
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -423,972
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