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BELLE RIVER COMMUNITY CREDIT UNION

Dec, 31, 2023 — BELLE RIVER COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in RICHMOND, MI with 1 branch location and about $28.31 million in total assets. Opened 88 years ago in 1936, BELLE RIVER COMMUNITY CREDIT UNION has about 1,746 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 272484108
Name:BELLE RIVER COMMUNITY CREDIT UNION
Address:
(Main Office)
P.O. BOX 159
RICHMOND, MI 48062
Phone:(586) 727-6855
Fax:(586) 727-7460
Website:https://www.brccu.com
Branches:1 branch locations
Members:1,746
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62342
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1936
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$28,305,991
CEO/Manager:Victoria McIntosh L McIntosh
Chairperson:Ronald Lathrop

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 4,503,501
TOTAL INVESTMENTS 18,645,000
Loans Held for Sale 0
 
 Real Estate Loans 1,382,687
 Unsecured Loans 162,574
 Other Loans 2,874,402
 TOTAL LOANS 4,419,663
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -12,378
 Land And Building 430,550
 Other Fixed Assets 16,588
 NCUSIF Deposit 221,025
 All Other Assets 82,042
  TOTAL ASSETS 28,305,991
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 65,609
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,630,211
 Regular shares 16,538,032
 All Other Shares & Deposits 4,025,948
  TOTAL SHARES & DEPOSITS 26,194,191
  TOTAL LIABILITIES 26,259,800
 Regular Reserve 497,769
 Other Reserves 0
 Undivided Earnings 1,548,422
  TOTAL EQUITY 2,046,191
  TOTAL LIABILITIES, SHARES, & EQUITY 28,305,991
INCOME & EXPENSE  
 Loan Income 184,747
 Investment Income 140,991
 Other Income 71,266
 Total Employee Compensation & Benefits 277,829
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 337,741
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 200
 Cost of Funds 15,241
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -182,660
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