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National Credit Union Service Organization

POSTAL CREDIT UNION

Dec, 31, 2023 — POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in BATON ROUGE, LA with 2 branch locations and about $21.68 million in total assets. Opened 93 years ago in 1931, POSTAL CREDIT UNION has about 2,175 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:POSTAL CREDIT UNION
Address:
(Main Office)
510 N 6th St
BATON ROUGE, LA 70802-5405
Phone:(225) 383-4109
Fax:(225) 383-7063
Website:https://www.brlapcu.com
Branches:2 branch locations
Members:2,175
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:62148
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1931
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$21,684,309
CEO/Manager:Tynita K Howard
Chairperson:GWENDOLYN STEVENSON

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,644,620
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 7,010,752
 Unsecured Loans 797,271
 Other Loans 4,549,547
 TOTAL LOANS 12,357,569
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -108,966
 Land And Building 627,599
 Other Fixed Assets 10,202
 NCUSIF Deposit 187,036
 All Other Assets 0
  TOTAL ASSETS 21,684,309
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 233,305
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,028,480
 Regular shares 13,628,976
 All Other Shares & Deposits 1,166,198
  TOTAL SHARES & DEPOSITS 16,823,654
  TOTAL LIABILITIES 17,056,959
 Regular Reserve 0
 Other Reserves 2,700,125
 Undivided Earnings 1,927,225
  TOTAL EQUITY 4,627,350
  TOTAL LIABILITIES, SHARES, & EQUITY 21,684,309
INCOME & EXPENSE  
 Loan Income 645,477
 Investment Income 155,462
 Other Income 123,679
 Total Employee Compensation & Benefits 430,100
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 508,058
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 18,477
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -49,265
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