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National Credit Union Service Organization

EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION

Dec, 31, 2023 — EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 1 branch location and about $4.72 million in total assets. Opened 73 years ago in 1951, EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION has about 1,581 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION
Address:
(Main Office)
4836 Plank Rd
BATON ROUGE, LA 70805
Phone:(225) 355-8896
Fax:(225) 355-8897
Website:https://www.ebrteachersfcu.org
Branches:1 branch locations
Members:1,581
Credit Union Type:Federal Credit Union
Charter Number:7253
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1951
Last Audited:Jan 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$4,716,134
CEO/Manager:Evangeline D Spurlock
Chairperson:Herbert A Pate

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 719,177
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 767,877
 Other Loans 1,828,558
 TOTAL LOANS 2,596,435
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -104,722
 Land And Building 31,909
 Other Fixed Assets 21,711
 NCUSIF Deposit 49,718
 All Other Assets 0
  TOTAL ASSETS 4,716,134
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 15,480
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 709,178
 Regular shares 3,403,954
 All Other Shares & Deposits 155,929
  TOTAL SHARES & DEPOSITS 4,269,061
  TOTAL LIABILITIES 4,284,541
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 431,593
  TOTAL EQUITY 431,593
  TOTAL LIABILITIES, SHARES, & EQUITY 4,716,134
INCOME & EXPENSE  
 Loan Income 242,066
 Investment Income 64,592
 Other Income 107,177
 Total Employee Compensation & Benefits 201,376
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 222,714
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 16,288
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 24,536
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