Dec, 31, 2023 — EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in BATON ROUGE, LA with 1 branch location and about $4.72 million in total assets. Opened 73 years ago in 1951, EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION has about 1,581 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | EAST BATON ROUGE TEACHERS FEDERAL CREDIT UNION |
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Address: (Main Office) | 4836 Plank Rd BATON ROUGE, LA 70805 |
Phone: | (225) 355-8896 |
Fax: | (225) 355-8897 |
Website: | https://www.ebrteachersfcu.org |
Branches: | 1 branch locations |
Members: | 1,581 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 7253 |
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Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1951 |
Last Audited: | Jan 01, 2024 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $4,716,134 |
CEO/Manager: | Evangeline D Spurlock |
Chairperson: | Herbert A Pate |
ASSETS: | $ Amount |
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Cash & Equivalents | 719,177 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 767,877 |
Other Loans | 1,828,558 |
TOTAL LOANS | 2,596,435 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -104,722 |
Land And Building | 31,909 |
Other Fixed Assets | 21,711 |
NCUSIF Deposit | 49,718 |
All Other Assets | 0 |
TOTAL ASSETS | 4,716,134 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 15,480 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 709,178 |
Regular shares | 3,403,954 |
All Other Shares & Deposits | 155,929 |
TOTAL SHARES & DEPOSITS | 4,269,061 |
TOTAL LIABILITIES | 4,284,541 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 431,593 |
TOTAL EQUITY | 431,593 |
TOTAL LIABILITIES, SHARES, & EQUITY | 4,716,134 |
INCOME & EXPENSE | |
Loan Income | 242,066 |
Investment Income | 64,592 |
Other Income | 107,177 |
Total Employee Compensation & Benefits | 201,376 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 222,714 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
Cost of Funds | 16,288 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 24,536 |
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