Dec, 31, 2023 — CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION is a federal credit union headquartered in FERRIDAY, LA with 1 branch location and about $3.32 million in total assets. Opened 58 years ago in 1966, CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION has about 1,332 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION |
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Address: (Main Office) | 109 Serio Blvd FERRIDAY, LA 71334 |
Phone: | (318) 757-6171 |
Fax: | (318) 757-6173 |
Website: | n/a |
Branches: | 1 branch locations |
Members: | 1,332 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 17396 |
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Membership Type: | Multiple common bond - Primarily educational |
Corporate Credit Union: | No |
Year Opened: | 1966 |
Last Audited: | Dec 01, 2022 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $3,317,503 |
CEO/Manager: | James E Lee |
Chairperson: | Warren S Enterkin |
ASSETS: | $ Amount |
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Cash & Equivalents | 672,001 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 0 |
Unsecured Loans | 794,779 |
Other Loans | 1,317,627 |
TOTAL LOANS | 2,112,406 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -63,647 |
Land And Building | 156,252 |
Other Fixed Assets | 12,808 |
NCUSIF Deposit | 34,985 |
All Other Assets | 73,554 |
TOTAL ASSETS | 3,317,503 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 9,859 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 0 |
Regular shares | 2,981,266 |
All Other Shares & Deposits | 0 |
TOTAL SHARES & DEPOSITS | 2,981,266 |
TOTAL LIABILITIES | 2,991,125 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 326,378 |
TOTAL EQUITY | 326,378 |
TOTAL LIABILITIES, SHARES, & EQUITY | 3,317,503 |
INCOME & EXPENSE | |
Loan Income | 197,145 |
Investment Income | 27,741 |
Other Income | 57,898 |
Total Employee Compensation & Benefits | 118,265 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 83,205 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 56,717 |
Cost of Funds | 20,098 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 4,499 |
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