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CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION

Dec, 31, 2023 — CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION is a federal credit union headquartered in FERRIDAY, LA with 1 branch location and about $3.32 million in total assets. Opened 58 years ago in 1966, CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION has about 1,332 members and employs 5 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CONCORDIA PARISH SCHOOL EMP FEDERAL CREDIT UNION
Address:
(Main Office)
109 Serio Blvd
FERRIDAY, LA 71334
Phone:(318) 757-6171
Fax:(318) 757-6173
Website:n/a
Branches:1 branch locations
Members:1,332
Credit Union Type:Federal Credit Union
Charter Number:17396
Membership Type:Multiple common bond - Primarily educational
Corporate Credit Union:No
Year Opened:1966
Last Audited:Dec 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$3,317,503
CEO/Manager:James E Lee
Chairperson:Warren S Enterkin

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 672,001
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 794,779
 Other Loans 1,317,627
 TOTAL LOANS 2,112,406
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -63,647
 Land And Building 156,252
 Other Fixed Assets 12,808
 NCUSIF Deposit 34,985
 All Other Assets 73,554
  TOTAL ASSETS 3,317,503
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 9,859
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 2,981,266
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 2,981,266
  TOTAL LIABILITIES 2,991,125
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 326,378
  TOTAL EQUITY 326,378
  TOTAL LIABILITIES, SHARES, & EQUITY 3,317,503
INCOME & EXPENSE  
 Loan Income 197,145
 Investment Income 27,741
 Other Income 57,898
 Total Employee Compensation & Benefits 118,265
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 83,205
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 56,717
 Cost of Funds 20,098
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 4,499
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