Dec, 31, 2023 — LEXINGTON POSTAL COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in LEXINGTON, KY with 1 branch location and about $27.69 million in total assets. Opened 96 years ago in 1928, LEXINGTON POSTAL COMMUNITY CREDIT UNION has about 2,260 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | LEXINGTON POSTAL COMMUNITY CREDIT UNION |
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Address: (Main Office) | 124 Louie Pl LEXINGTON, KY 40511 |
Phone: | (859) 252-5151 |
Fax: | (859) 252-2984 |
Website: | https://www.lexpccu.com |
Branches: | 1 branch locations |
Members: | 2,260 |
Credit Union Type: | Federally Insured State Chartered Credit Union |
Charter Number: | 62370 |
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Membership Type: | State chartered natural person |
Corporate Credit Union: | No |
Year Opened: | 1928 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $27,688,269 |
CEO/Manager: | Sharon L Stafford |
Chairperson: | Randy Bradley |
ASSETS: | $ Amount |
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Cash & Equivalents | 4,872,885 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 2,358,816 |
Unsecured Loans | 1,253,607 |
Other Loans | 8,791,386 |
TOTAL LOANS | 12,403,809 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -131,919 |
Land And Building | 1,462,380 |
Other Fixed Assets | 56,448 |
NCUSIF Deposit | 252,064 |
All Other Assets | 0 |
TOTAL ASSETS | 27,688,269 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 0 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 68,541 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 8,283,262 |
Regular shares | 16,076,245 |
All Other Shares & Deposits | 816,644 |
TOTAL SHARES & DEPOSITS | 25,176,151 |
TOTAL LIABILITIES | 25,244,692 |
Regular Reserve | 0 |
Other Reserves | 0 |
Undivided Earnings | 2,443,577 |
TOTAL EQUITY | 2,443,577 |
TOTAL LIABILITIES, SHARES, & EQUITY | 27,688,269 |
INCOME & EXPENSE | |
Loan Income | 529,421 |
Investment Income | 282,335 |
Other Income | 135,984 |
Total Employee Compensation & Benefits | 316,579 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 775,807 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 37,196 |
Cost of Funds | 8,808 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 168,318 |
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