Dec, 31, 2023 — AUDUBON FEDERAL CREDIT UNION is a federal credit union headquartered in OWENSBORO, KY with 1 branch location and about $30.18 million in total assets. Opened 68 years ago in 1956, AUDUBON FEDERAL CREDIT UNION has about 2,566 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
Name: | AUDUBON FEDERAL CREDIT UNION |
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Address: (Main Office) | 1429 Breckenridge St OWENSBORO, KY 42303 |
Phone: | (270) 685-3487 |
Fax: | (270) 685-0521 |
Website: | https://audubonfcu.net |
Branches: | 1 branch locations |
Members: | 2,566 |
Credit Union Type: | Federal Credit Union |
Charter Number: | 11168 |
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Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
Corporate Credit Union: | No |
Year Opened: | 1956 |
Last Audited: | Mar 01, 2023 |
FHLB Member: | No |
Low Income Designation: | No |
Assets: | $30,180,252 |
CEO/Manager: | Jessica L Higdon |
Chairperson: | Eddy McFarland |
ASSETS: | $ Amount |
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Cash & Equivalents | 2,232,692 |
TOTAL INVESTMENTS | 0 |
Loans Held for Sale | 0 |
Real Estate Loans | 4,040,452 |
Unsecured Loans | 1,147,387 |
Other Loans | 13,731,669 |
TOTAL LOANS | 18,919,508 |
(Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -74,149 |
Land And Building | 304,538 |
Other Fixed Assets | 60,011 |
NCUSIF Deposit | 266,730 |
All Other Assets | 0 |
TOTAL ASSETS | 30,180,252 |
LIABILITIES & CAPITAL: | |
Dividends Payable | 7,025 |
Notes & Interest Payable | 0 |
Accounts Payable & Other Liabilities | 142,635 |
Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
Share Drafts | 5,740,388 |
Regular shares | 11,796,440 |
All Other Shares & Deposits | 9,884,753 |
TOTAL SHARES & DEPOSITS | 27,421,581 |
TOTAL LIABILITIES | 27,571,241 |
Regular Reserve | 0 |
Other Reserves | 758,712 |
Undivided Earnings | 1,850,299 |
TOTAL EQUITY | 2,609,011 |
TOTAL LIABILITIES, SHARES, & EQUITY | 30,180,252 |
INCOME & EXPENSE | |
Loan Income | 976,502 |
Investment Income | 164,239 |
Other Income | 193,925 |
Total Employee Compensation & Benefits | 478,821 |
NCUSIF Premiums Expense | 0 |
Total Other Operating Expenses | 711,069 |
Non-operating Income & (Expense) | 0 |
NCUSIF Stabilization Income | N/A |
Provision for Loan/Lease Losses or Total Credit Loss Expense | 34,702 |
Cost of Funds | 187,724 |
NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
Net Income (Loss) | 68,479 |
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