Dec, 31, 2023 — EMPORIA STATE FEDERAL CREDIT UNION is a federal credit union headquartered in EMPORIA, KS with 2 branch locations and about $130.71 million in total assets. Opened 87 years ago in 1937, EMPORIA STATE FEDERAL CREDIT UNION has about 7,873 members and employs 32 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | EMPORIA STATE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 310 W 12th Ave EMPORIA, KS 66801 |
| Phone: | (620) 342-2336 |
| Fax: | (620) 343-7273 |
| Website: | https://www.esfcu.com |
| Branches: | 2 branch locations |
| Members: | 7,873 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 2227 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2023 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $130,706,874 |
| CEO/Manager: | Angela L Miller |
| Chairperson: | Aron Dody |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 10,250,773 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 59,901,659 |
| Unsecured Loans | 1,807,668 |
| Other Loans | 19,109,600 |
| TOTAL LOANS | 81,016,242 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -329,451 |
| Land And Building | 2,521,241 |
| Other Fixed Assets | 141,618 |
| NCUSIF Deposit | 1,164,298 |
| All Other Assets | 0 |
| TOTAL ASSETS | 130,706,874 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 143,217 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 164,344 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 16,599,770 |
| Regular shares | 56,054,139 |
| All Other Shares & Deposits | 44,676,319 |
| TOTAL SHARES & DEPOSITS | 117,330,228 |
| TOTAL LIABILITIES | 117,637,789 |
| Regular Reserve | 0 |
| Other Reserves | 171,401 |
| Undivided Earnings | 12,897,684 |
| TOTAL EQUITY | 13,069,085 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 130,706,874 |
| INCOME & EXPENSE | |
| Loan Income | 3,537,258 |
| Investment Income | 575,527 |
| Other Income | 333,591 |
| Total Employee Compensation & Benefits | 1,987,550 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 1,487,673 |
| Non-operating Income & (Expense) | 45,710 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 1,186,481 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 580,520 |
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