Dec, 31, 2023 — HOWARD COUNTY SCHOOL EM FEDERAL CREDIT UNION is a federal credit union headquartered in KOKOMO, IN with 1 branch location and about $33.35 million in total assets. Opened 60 years ago in 1964, HOWARD COUNTY SCHOOL EM FEDERAL CREDIT UNION has about 2,673 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HOWARD COUNTY SCHOOL EM FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 105 W Southway Blvd KOKOMO, IN 46902 |
| Phone: | (765) 453-6688 |
| Fax: | (765) 453-4887 |
| Website: | https://www.hcsefcu.org |
| Branches: | 1 branch locations |
| Members: | 2,673 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 16065 |
|---|---|
| Membership Type: | Educational |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Apr 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $33,346,135 |
| CEO/Manager: | Kristy Parrish |
| Chairperson: | Kendra Metcalf |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 475,603 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,325,846 |
| Unsecured Loans | 825,123 |
| Other Loans | 9,042,668 |
| TOTAL LOANS | 11,193,637 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -7,294 |
| Land And Building | 65,000 |
| Other Fixed Assets | 36,576 |
| NCUSIF Deposit | 283,849 |
| All Other Assets | 0 |
| TOTAL ASSETS | 33,346,135 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,033 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 935 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 15,519,488 |
| All Other Shares & Deposits | 12,849,905 |
| TOTAL SHARES & DEPOSITS | 28,369,393 |
| TOTAL LIABILITIES | 28,400,361 |
| Regular Reserve | 0 |
| Other Reserves | 589,635 |
| Undivided Earnings | 4,356,139 |
| TOTAL EQUITY | 4,945,774 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 33,346,135 |
| INCOME & EXPENSE | |
| Loan Income | 408,294 |
| Investment Income | 332,636 |
| Other Income | 0 |
| Total Employee Compensation & Benefits | 206,722 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 161,120 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 5,800 |
| Cost of Funds | 294,193 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 78,506 |
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