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EFFINGHAM HIGHWAY CREDIT UNION

Dec, 31, 2023 — EFFINGHAM HIGHWAY CREDIT UNION is a non-federally insured state credit union headquartered in EFFINGHAM, IL with 1 branch location and about $5.70 million in total assets. Opened 2024 years ago in 0, EFFINGHAM HIGHWAY CREDIT UNION has about 1,049 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EFFINGHAM HIGHWAY CREDIT UNION
Address:
(Main Office)
400 W Wabash Ave
EFFINGHAM, IL 62401-2670
Phone:(217) 342-8209
Fax:(217) 342-8344
Website:n/a
Branches:1 branch locations
Members:1,049
Credit Union Type:Non-Federally Insured State Credit Union
Charter Number:81553
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:0
Last Audited:Sep 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$5,699,944
CEO/Manager:Ronni L Turner
Chairperson:Delbert W Crouse

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 266,766
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 759,951
 Other Loans 4,045,121
 TOTAL LOANS 4,805,072
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -43,953
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 0
 All Other Assets 0
  TOTAL ASSETS 5,699,944
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 235,000
 Accounts Payable & Other Liabilities 7,450
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 4,601,674
 All Other Shares & Deposits 0
  TOTAL SHARES & DEPOSITS 4,601,675
  TOTAL LIABILITIES 4,844,125
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 855,819
  TOTAL EQUITY 855,819
  TOTAL LIABILITIES, SHARES, & EQUITY 5,699,944
INCOME & EXPENSE  
 Loan Income 253,489
 Investment Income 12,076
 Other Income 9,379
 Total Employee Compensation & Benefits 90,775
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 62,543
 Non-operating Income & (Expense) 456
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 41,926
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 80,156
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