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CEDAR FALLS COMMUNITY CREDIT UNION

Dec, 31, 2023 — CEDAR FALLS COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in CEDAR FALLS, IA with 4 branch locations and about $192.14 million in total assets. Opened 66 years ago in 1958, CEDAR FALLS COMMUNITY CREDIT UNION has about 8,775 members and employs 30 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 273972839
Name:CEDAR FALLS COMMUNITY CREDIT UNION
Address:
(Main Office)
123 W 4th St
CEDAR FALLS, IA 50613-2831
Phone:(319) 266-7531
Fax:(319) 266-8543
Website:https://www.cfccu.org
Branches:4 branch locations
Members:8,775
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:65565
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1958
Last Audited:Jun 01, 2023
FHLB Member:Yes
Low Income Designation:No
Assets:$192,138,212
CEO/Manager:Chad Kaeppel
Chairperson:Becky Riehm

Call Report

  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 20,714,111
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 97,221,407
 Unsecured Loans 5,166,240
 Other Loans 44,148,186
 TOTAL LOANS 146,535,833
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -835,428
 Land And Building 2,766,154
 Other Fixed Assets 478,780
 NCUSIF Deposit 1,408,019
 All Other Assets 0
  TOTAL ASSETS 192,138,212
LIABILITIES & CAPITAL:  
 Dividends Payable 1,438
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,858,080
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 25,943,576
 Regular shares 26,756,767
 All Other Shares & Deposits 106,707,970
  TOTAL SHARES & DEPOSITS 159,408,313
  TOTAL LIABILITIES 161,267,831
 Regular Reserve 0
 Other Reserves 6,458,369
 Undivided Earnings 24,412,012
  TOTAL EQUITY 30,870,381
  TOTAL LIABILITIES, SHARES, & EQUITY 192,138,212
INCOME & EXPENSE  
 Loan Income 7,212,055
 Investment Income 1,400,691
 Other Income 497,940
 Total Employee Compensation & Benefits 2,129,581
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,457,480
 Non-operating Income & (Expense) 80,352
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 16,380
 Cost of Funds 2,887,954
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 2,939,233
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