Dec, 31, 2023 — GEORGIA GUARD CREDIT UNION is a federally insured state chartered credit union headquartered in MACON, GA with 1 branch location and about $3.86 million in total assets. Opened 27 years ago in 1997, GEORGIA GUARD CREDIT UNION has about 725 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GEORGIA GUARD CREDIT UNION |
|---|---|
| Address: (Main Office) | 1030 Shurling Dr MACON, GA 31211 |
| Phone: | (478) 741-4428 |
| Fax: | (478) 741-9502 |
| Website: | https://ggcu.org |
| Branches: | 1 branch locations |
| Members: | 725 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68291 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1997 |
| Last Audited: | Mar 01, 2023 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $3,860,437 |
| CEO/Manager: | Amy D Tooker |
| Chairperson: | Mark H Thompson |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 377,963 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 263,966 |
| Other Loans | 2,796,106 |
| TOTAL LOANS | 3,060,072 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -43,526 |
| Land And Building | 0 |
| Other Fixed Assets | 1,307 |
| NCUSIF Deposit | 36,123 |
| All Other Assets | 11,140 |
| TOTAL ASSETS | 3,860,437 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,213 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 666,340 |
| Regular shares | 2,373,901 |
| All Other Shares & Deposits | 471,595 |
| TOTAL SHARES & DEPOSITS | 3,511,836 |
| TOTAL LIABILITIES | 3,514,049 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 346,388 |
| TOTAL EQUITY | 346,388 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 3,860,437 |
| INCOME & EXPENSE | |
| Loan Income | 276,500 |
| Investment Income | 18,546 |
| Other Income | 74,425 |
| Total Employee Compensation & Benefits | 194,254 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 107,828 |
| Non-operating Income & (Expense) | -5,466 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 47,350 |
| Cost of Funds | 11,178 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 6,196 |
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