Dec, 31, 2023 — ATLANTA POSTAL CREDIT UNION is a federally insured state chartered credit union headquartered in ATLANTA, GA with 15 branch locations and about $2.42 billion in total assets. Opened 99 years ago in 1925, ATLANTA POSTAL CREDIT UNION has about 105,190 members and employs 312 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ATLANTA POSTAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 3900 Crown Rd SW ATLANTA, GA 30304-0001 |
| Phone: | (404) 768-4126 |
| Fax: | (404) 766-8379 |
| Website: | https://www.apcu.com |
| Branches: | 15 branch locations |
| Members: | 105,190 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67389 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1925 |
| Last Audited: | Dec 01, 2022 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,424,911,153 |
| CEO/Manager: | Blake Graham |
| Chairperson: | David Disharoon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 192,898,659 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 839,657,352 |
| Unsecured Loans | 45,868,741 |
| Other Loans | 715,815,102 |
| TOTAL LOANS | 1,601,341,195 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -12,173,011 |
| Land And Building | 29,768,534 |
| Other Fixed Assets | 4,482,051 |
| NCUSIF Deposit | 18,123,353 |
| All Other Assets | 575,552 |
| TOTAL ASSETS | 2,424,911,153 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 342,793 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 30,989,487 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 150,549,379 |
| Regular shares | 783,528,614 |
| All Other Shares & Deposits | 1,175,949,789 |
| TOTAL SHARES & DEPOSITS | 2,110,027,782 |
| TOTAL LIABILITIES | 2,141,360,062 |
| Regular Reserve | 0 |
| Other Reserves | -55,547,914 |
| Undivided Earnings | 339,099,005 |
| TOTAL EQUITY | 283,551,091 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,424,911,153 |
| INCOME & EXPENSE | |
| Loan Income | 68,765,954 |
| Investment Income | 10,858,571 |
| Other Income | 6,835,158 |
| Total Employee Compensation & Benefits | 29,112,806 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 33,069,578 |
| Non-operating Income & (Expense) | 1,951,408 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 7,237,722 |
| Cost of Funds | 35,747,563 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,075,769 |
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