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HARVESTERS FEDERAL CREDIT UNION

Dec, 31, 2023 — HARVESTERS FEDERAL CREDIT UNION is a federal credit union headquartered in Cantonment, FL with 9 branch locations and about $245.88 million in total assets. Opened 76 years ago in 1948, HARVESTERS FEDERAL CREDIT UNION has about 22,021 members and employs 84 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 263277670
Name:HARVESTERS FEDERAL CREDIT UNION
Address:
(Main Office)
P.O. Box 5
Cantonment, FL 32533
Phone:(850) 857-4328
Fax:(850) 968-6184
Website:https://www.harvestersfcu.com
Branches:9 branch locations
Members:22,021
Credit Union Type:Federal Credit Union
Charter Number:5727
Membership Type:Community credit unions, urban or rural, other than those designated 'low income'
Corporate Credit Union:No
Year Opened:1948
Last Audited:Sep 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$245,884,083
CEO/Manager:Keith A Golden
Chairperson:Scott Poynter

Call Report

  • Commercial Loans
  • Credit Builder
  • Indirect Consumer Loans
  • Interest Only or Payment Option 1st Mortgage Loans
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Health Savings Accounts
  • Insurance/Investment Sales
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 59,150,091
TOTAL INVESTMENTS 680,943
Loans Held for Sale 0
 
 Real Estate Loans 60,855,909
 Unsecured Loans 9,042,173
 Other Loans 101,188,759
 TOTAL LOANS 171,086,841
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -367,218
 Land And Building 8,494,925
 Other Fixed Assets 1,050,700
 NCUSIF Deposit 1,701,166
 All Other Assets 4,086,635
  TOTAL ASSETS 245,884,083
LIABILITIES & CAPITAL:  
 Dividends Payable 68,008
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 6,639,432
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 2,500,000
 Share Drafts 61,700,583
 Regular shares 83,538,477
 All Other Shares & Deposits 76,037,379
  TOTAL SHARES & DEPOSITS 221,276,439
  TOTAL LIABILITIES 230,483,879
 Regular Reserve 2,703,625
 Other Reserves -1,915,847
 Undivided Earnings 14,612,426
  TOTAL EQUITY 15,400,204
  TOTAL LIABILITIES, SHARES, & EQUITY 245,884,083
INCOME & EXPENSE  
 Loan Income 1,905,378
 Investment Income 10,710
 Other Income 1,364,282
 Total Employee Compensation & Benefits 1,561,753
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,116,303
 Non-operating Income & (Expense) 3,564
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 76,303
 Cost of Funds 181,398
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 348,177
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